Definitely. Every year millions of U.S. consumers use unsecured loans for debt consolidation of high-interest credit. If you’re feeling overwhelmed by multiple debt payments, or you want to lower your monthly payments, you can combine unsecured debts into one lower, fixed-rate loan.
Short term or installment loans can really save you. We know that Life Happens, and when it does it’s good to have a partner in your corner who can help with loans that get through. Whether it’s that pesky renovation or making ends meet, we have a solution that protects you now and into the future.
Easy Like 1, 2, 3.
Melanie and her team blew me away with the excellent communication and sincere willingness to help out. 10 out of 10!!
Tremendous. Such an easy service and I will definitely use them again.
Tony P assisted with organizing my loan from begining to end. I was surprised by the excellent communication through the process as well as follow up calls to ensure genuine satisfaction with the process.
Friendly and excellent communication through to receiving the funds. Highly recommend.
The Team at Repair Loan handled my application quickly and easily. I forgot to complete one section and the team reached out and assisted me through to the approval process. 5 Stars!
Can I use a personal loan to pay off my credit card debt?
How much can I apply for?
You can apply for a personal loan up to $20,000.
What rates do you offer?
APRs range from 6.49% to 17.99%. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate.
Can I pay off my loan early?
Yes, there are no penalties for paying off your loan early.
Do I need to submit collateral for a personal loan?
No. Personal loans are unsecured, meaning you don’t need to put up collateral like a house or a car to secure your loan.
When will I receive my funds?
Funds are available as early as the next day if you pay for expedited shipping.
Do you charge an application fee?
No, applying for a loan is free. We also offer $0 origination fees.
Can I apply with a co-borrower?
Yes. Applying with a co-borrower may help you qualify for a lower interest rate.